Does anyone else pay pet insurance?

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Does anyone else pay pet insurance?
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Gervase

Joined: 17 Nov 2004
Posts: 8655

Posted: Thu May 11, 06 9:03 pm Post subject: Re: Does anyone else pay pet insurance?

fenwoman wrote:

Put the ï¿½40 a month into a savings account to be used if and when any of them needs a vet visit.

What a bloody sensible idea!

Nanny

Joined: 17 Feb 2005
Posts: 4520
Location: carms in wales

Posted: Fri May 12, 06 7:40 pm Post subject:

sorry chaps should have qualified what i said...

with our greyhounds, the nettle things work because their skin and fur are so thin, almost like moleskin so they don't much care for nettles, it definitely wouldn't work with longer hair......

whilst i also am a believer that nature should take it's course, if the animal needs stitches or teeth out or has been hit by a car or something, i like to think that i can get the job sorted without having to think about whether i can afford it or not....

and as i say, to date i have not had any problems with the insurance company paying out......

fenwoman

Joined: 12 Dec 2005
Posts: 509
Location: Tydd St giles

Posted: Fri May 12, 06 8:59 pm Post subject:

A lot of vets won't start treatment until you have paid them and you then have to claim the money back off the insurance. Which is all good and well, but if I take out insurance because I cannot afofrd big vet bills, how am I supposed to pay the vet bill to get treatment in the first place?
This happened some years ago when I had a brainstorm and had a dog insured. I had to find ï¿½300 which I didn't have. I had to borrow it in the end and pay my friend back when they paid up. But if my friend hadn't got a spare ï¿½300 what then?
Insurance companies scare people into buying insurance. Ask yourself honestly, have you in all your years keeping animals, had a massive bill? I have only once in 30 odd years of keeping a lot of animals. I currently have 12 cats 9 dog, 6 ferrets. I get lots of little bills up to ï¿½100 but the combined bills would not come anmywhere near what my monthly insurance fees would cost for them all.

sunnyside

Joined: 23 Oct 2005
Posts: 96

Posted: Sat May 13, 06 7:32 am Post subject:

lot to be said for insuring animals for first 2 years. thats when horrible heriditery problems like bad hips etc tend to reveal themselves and thats when they are prone to accidents through being over brave.
glad my dog was insured when I had her as a pup. her spay surgery left her incontinent. the opperations needed to fix her cost over ï¿½3000.
I do however think vets bills have gone up dramatically since pet insurance became more common.
none of my animals are insured now as the dog is uninsurable-too much wrong with her! and the cats well-I know whats wrong with the cats and barring accidents they are managable costs. plus sadly with cats if they have an accident it tends to be either very minor and affordable or fatal.

Cathryn

Joined: 16 Jul 2005
Posts: 19856
Location: Ceredigion

Posted: Sat May 13, 06 8:55 am Post subject:
Fancy having to pay a vet for operations out sort out their cock up

poppyandpals

Joined: 18 Jun 2005
Posts: 10
Location: Kent

Posted: Sat May 13, 06 2:53 pm Post subject:

Well having had to pay ï¿½250 on xrays and ï¿½200+ on Hydrotherapy in one month im incredibly happy that we pay ï¿½30 for insurance on our dogs.
Mine are young active dogs and accidents happen, and even unexpected occurances like my 5yr old who is having treatment for hip problems

The fact is its all very well to put savings away every month (which is what we used to do) but if your dog causes an accident or bites someone you could end up paying an awful lot of money - more than a couple of ï¿½1000.

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