What is a Good bank these days?

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What is a Good bank these days?
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T.G

Joined: 13 Sep 2009
Posts: 7280
Location: Somewhere you're not

Posted: Tue Jul 03, 12 5:17 pm Post subject:

I've often thought about opening an account with the co-op, their business banking bit seems OK, but we don't have any local post offices which would limit the paying in malarky besides I don't like the idea of posting cheques to them ...don't know why.. so haven't yet done it.

ING - I've been trying to open a savings account with them now since Christmas. I get all the gubbings and the money is transferred then a few days later they write to me wanting all my ID stuff again, I ring up sort it then get a I get a statement and then they write telling me they've closed my account because I didn't send in the ID .. Which the phone call previously confirms I have..It's a merry-go-round I've since stopped playing on.

As for the HSBC - bunch of useless inbred morons, bereft of any sense common or otherwise they make Forest Gump look like Einstein, if I had a hit list they'd be the reason for it.

Rob R

Joined: 28 Oct 2004
Posts: 31902
Location: York

Posted: Tue Jul 03, 12 6:23 pm Post subject:

T.G wrote:

As for the HSBC - bunch of useless inbred morons, bereft of any sense common or otherwise they make Forest Gump look like Einstein, if I had a hit list they'd be the reason for it.

Conversely, I've had the direct opposite experience.

I never post cheques to banks though - I like to know they get there & are paid in.

Ren

Joined: 27 Jan 2009
Posts: 1782
Location: southwesterly

Posted: Tue Jul 03, 12 6:31 pm Post subject:

I could be wrong but the co-op were a mutual but since the 'merger' with britannia, I don't think they are classed as such, they are a weird one.

All mutual are run for the benefit of the customers and don't have shareholders driving them. My knowledge is a little dated, but this also means that mutual need to have a larger proportion of funding from 'secure methods, rather than dodgy overseas funds that are likely to go belly up. (Note: this is not an official economic statement.)

Yorkshire building society are good, they have quite good coverage especially in the yorkshire area and certainly used to alow you to deposit cheques etc with britannia. Although they don't do business banking.

As they are merged with bradford &bingley??? And chelsea bs, they may also allow deposits etc at their branches, Without further research, I couldn't confirm.

Nick

Joined: 02 Nov 2004
Posts: 34535
Location: Hereford

Posted: Tue Jul 03, 12 6:57 pm Post subject:
Pretty sure Bradford and bingley are Santander now.

Ren

Joined: 27 Jan 2009
Posts: 1782
Location: southwesterly

Posted: Wed Jul 04, 12 11:59 am Post subject:

Nick wrote:

Pretty sure Bradford and bingley are Santander now.

That's right.
I always got mixed up, I meant Barnsley Building Society!. Similar,

they are all local yorkshire BS's

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