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Behemoth
Joined: 01 Dec 2004 Posts: 19023 Location: Leeds
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Debbie
Joined: 04 Dec 2004 Posts: 160 Location: Exmoor Devon
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halloween
Joined: 27 Jun 2005 Posts: 61 Location: Co. Galway, Ireland
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Posted: Tue Jul 12, 05 11:23 pm Post subject: Re: stuck in this place for a bit longer |
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Debbie wrote: |
I have been thinking about how to reply to this thread because whatever I say is there is going to be an argument against it...like most things I suppose.
Conveyancers (be they solicitors or not) are now seen as a necessary evil. However we don't just go through the mechanics of transferring property from one name to another we do have to make sure that what you are buying conforms to the requirements of the day. Unfortauntely these can change from year to year and we no longer have the option of "taking a view on it" In the past we could say to a client .."look we have a problem with the insurance on this lease because because because..these are the pros and cons of going ahead and its up to you." Now, unfortunately, we also have to answer to lenders who have a very specific code as to what is and what is not acceptable (no, not the same for each one that would make life to easy they all have their own requirements that differ from the Council of Mortgage Lenders Handbook).
When was the last time you spent as much money as you will on a house. Do you want to know if the rights of way are OK? Do you want to know if they are about to convert those playing fields behind into a landfill site, Do you want to know if your vendor had permission for the alterations/extensions he made to the property and actually owns all he is trying to sell to you. Do you want to know that if you take a mortage with the same bank that you have your current account/credit cards/car loans with that as soon as you complete that mortgage that you signed it covers ALL of those loans not just the money you borrowed to buy your house. Default on ONE of them and you could loose your house?
I could go on and on (and probably have) about the things we have to check and the things we are help responsible for both to the client and the lender.
For all this you will pay about �350 - �400 depending on where you are in the country yet most people don't bat an eyelid at paying �100 to have a �5,000 car inspected that they are thinking of buying.
Comunication is a problem. There isn't enough time in the day to phone each client and say sorry that planning permission I was waiting for hasn't come in today.
As I said, its one of the reasons I don't do conveyancing anymore, its a thankless job....and I wouldn't dare tell you lot my husband is an estate agent otherwise I really would get cruscified |
Well said Debbie.
We are in the middle of a move to Ireland at the moment and to make things really difficult we are dealing with three sets of solicitors. Ours for selling, ours in Ireland for buying, and the vendors in Ireland who are giving us grief for being late, while still finding time to close for a fortnight at the end of this month!
Communication is the main problem we have, fair enough, there may not be enough hours in the day to ring every client, but recently it took me eight days to get to speak with our irish solicitor. Then when I did get hold of him, he told me he hadn't phoned because he had nothing to tell me. I would have rather heard that he had nothing to tell me than be left wondering in another country! |
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portwayfarm
Joined: 30 Jun 2005 Posts: 89
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jema Downsizer Moderator
Joined: 28 Oct 2004 Posts: 28239 Location: escaped from Swindon
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twoscoops
Joined: 28 Oct 2004 Posts: 1924 Location: Warwickshire
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Debbie
Joined: 04 Dec 2004 Posts: 160 Location: Exmoor Devon
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twoscoops
Joined: 28 Oct 2004 Posts: 1924 Location: Warwickshire
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Debbie
Joined: 04 Dec 2004 Posts: 160 Location: Exmoor Devon
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tahir
Joined: 28 Oct 2004 Posts: 45676 Location: Essex
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twoscoops
Joined: 28 Oct 2004 Posts: 1924 Location: Warwickshire
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sean Downsizer Moderator
Joined: 28 Oct 2004 Posts: 42219 Location: North Devon
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Debbie
Joined: 04 Dec 2004 Posts: 160 Location: Exmoor Devon
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Andrea
Joined: 02 May 2005 Posts: 2260 Location: Portugal
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Celtic Mike
Joined: 10 Aug 2005 Posts: 7
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