renewal success

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renewal success

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gillyflower

Joined: 20 Sep 2007
Posts: 226

Posted: Mon Jul 29, 13 4:34 pm Post subject: renewal success

This is just to give people, like me, who aren't any good at haggling a bit of encouragement when it comes to renewals.

Last year I questioned the renewals for my car insurance and my breakdown cover. I'm not a natural at this sort of thing but i did get money off both but in each case I accepted the first figure they gave me - I blinked first!!

This year I've decided I'm going to be a bit more pushy - what the worst that can happen? I have to cancel and have the faff of starting again with someone new?

Just done my breakdown cover - didn't accept the first figure they offered, just said I couldn't renew at that price, I quoted the competition's prices, and they dropped it again to the price they are quoting new starters, saving ï¿½100 (have all the figures in front of you so they know that you know what you're talking about). All very civilised and polite.

Car and house insurance coming up soon so I'm going to try and not be such a push over with them as well. The one I really want to tackle is the phone/internet - but there's so many options & upgrades etc that I get confused, but I am toughening up!

Anyway, just have a go at your next renewal.

Off to have 229 of my 500 calories

Gillyflower

joanne

Joined: 28 Oct 2004
Posts: 7100
Location: Morecambe, Lancashire

Posted: Mon Jul 29, 13 7:42 pm Post subject:
My car insurers quoted me about ï¿½300 more to insure me this year until I went on the comparison sites and found they were actually the cheapest option on a brand new policy so I rang them up and complained and they dropped it Follow the moneysavingexpert.com guide and you should find you get loads off https://www.moneysavingexpert.com/car-insurance/

lorrayne

Joined: 17 Dec 2004
Posts: 239
Location: Hampshire

Posted: Tue Jul 30, 13 7:26 am Post subject:
Well done you Gillyflower - I would have had the whole 500 calories to celebrate. Seriously tho it would good to get one over the telephone/utility/broad band companies, what I find annoying is that you have to sign into a contract for a certain amount of time and be charged a fee if you want to leave. Keep us posted of your successes. L

Chickem

Joined: 27 Mar 2009
Posts: 3958
Location: Sunny Devon

Posted: Tue Jul 30, 13 10:07 pm Post subject:
I rang my car insurer to tell them I needed to add business use to my policy They tried to charge me over ï¿½100 extra. I managed to haggle and halved it.

Nick

Joined: 02 Nov 2004
Posts: 34535
Location: Hereford

Posted: Tue Jul 30, 13 10:10 pm Post subject:

lorrayne wrote:

Well done you Gillyflower - I would have had the whole 500 calories to celebrate. Seriously tho it would good to get one over the telephone/utility/broad band companies, what I find annoying is that you have to sign into a contract for a certain amount of time and be charged a fee if you want to leave. Keep us posted of your successes.
L

You want it cheaper but don't want to commit in return? Will you complain when call centres are moved abroad, or service levels drop? Who's fault will that be?

sean
Downsizer Moderator

Joined: 28 Oct 2004
Posts: 42219
Location: North Devon

Posted: Tue Jul 30, 13 10:11 pm Post subject:

joanne wrote:

Follow the moneysavingexpert.com guide and you should find you get loads off

https://www.moneysavingexpert.com/car-insurance/

moneysavingexpert wrote:

DO SEE IF YOU CAN SAVE If you're a man - EVEN IF NOT AT RENEWAL

So, reduced premiums if you agree to a sex change within 12 months?

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